How Big Does Hail Have to Be to Damage My Car?
To be classified as hail, the spheroid particles of ice should be consecutive and greater than or equal to 0.2 inches. According to the National Weather Service, hail must be at least 1 inch or greater and consistently falling to be called severe. Severe hail is known to cause the most damage to cars. However, smaller-sized hail can also have an impact on your car’s structure.
Factors That Can Impact the Extent of Hail Damage
The best way to determine the likelihood of hail damage to your car would be to review certain factors.
The speed of the wind can impact the extent of damage caused by hail to your car. For example, hail at 40 mph wind will likely do less damage than hail at 70 mph. When you add to that the size of the hail, this can really cause some serious structural damage to your car if you haven’t taken the necessary precautions to prevent damage.
Length of Storm
The duration of a hailstorm can also determine the potential amount of damage to your car. A storm that is simply passing through will travel quickly and not do as much damage. However, a storm that lasts for several hours will create more damage.
Preventive Measures Taken
What preventive measures did you take to shield your car from hail damage? The amount of effort you put into protecting your car will ultimately determine how much damage can occur. If you didn’t take any preventive measures, then your car is likely sitting exposed to hail outside. However, if you’ve taken precautionary measures, the impact from the hail will be less. Such measures could include covering the car, putting it in the garage, or placing blankets over it.
What to Do If Your Car Has Hail Damage
If your car has significant damage after a hailstorm, file a hail damage claim with your insurance provider immediately. This applies to those who have comprehensive coverage. You will complete a form either over the phone or via mail and submit pictures and any other supporting evidence of the damage to your insurance provider. From there, get an estimate on the repair costs. If it is worth fixing, your insurance company will pay for the repairs after the deductibles. IF it is not, the insurer tags your car as totaled. A check will then be cut for its actual cash value.
For those who do not have comprehensive car insurance, repairing hail damage can get costly. Have an auto body shop do an inspection to see how much damage there is. They will provide you with an estimate that you should compare to the actual value of your car. Then, determine if it’s best to fix the hail damage or to trade your hail damaged car for cash.
If the hail damage is extensive, there are still options available. One commonly used option is calling a junk car removal company and selling your hail damaged car for cash. If this is something you’re interested in, give Sell My Car Online a call at (855) 929-0828 today.